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300 Old Country Road,

Mineola, NY 11501






1 Station Plaza, Suite 2,

Ridgefield Park, NJ 07660

Loan/Mortgage Modification

Loan modification may be a viable solution when you have fallen behind on your mortgage payments.   With an attorney’s guidance, this step may allow you to remain in your home. Harvey J. Cavayero has the knowledge and the experience to guide you through these steps so you can start making payments that are actually within your budget.  He has been helping clients fight foreclosure proceedings for over 35 years.  

With loan modification, or mortgage modification, Mr. Cavayero and his associates negotiate with your lender to modify your loan in order to make your monthly payments more affordable.  The modification includes waiving negatively accrued interest or re-amortizing  your loan so it includes your past due mortgage payments.  If a moan modification is possible, it can ultimately safe you tens of thousands of dollars over the life of your home loan.

Similar to a refinance, a loan modification is not a new mortgage, it is simply a “modification” of your existing loan.

Because foreclosure proceedings are time sensitive, it is imperative to get these steps covered within the shortest amount of time possible.

Mr. Cavayero and his team know how to streamline the process….using the formulas used by lending institutions for qualifying borrowers.

He has built a reputation for being a leader in the field of loan/mortgage modification and will be by your side to guide you through the process as painlessly as possible.


Contact Harvey Cavayero @ 516-478-5818 or email him at hcavayero@aol.com for a personal and confidential consultation.


Let courtesy and professionalism work for you!

Call and schedule an appointment today!


Mortgage Loan Modification A house model A lawyer talking his clients